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Bupyeong-gu, 12 billion won loan support for SMEs and small businesses
Secondary preservation fund within 400 million won of the deliberation committee of the Small and Medium Business Development Fund is also supported.
-Reporter Park Sang-do, Break News Incheon
In order to improve the management conditions and self-sustainability of small and medium-sized businesses and small businesses in the region, Bupyeong-gu will decide the size of the SME working capital loan at 12 billion won and provide secondary reserves in the range of 400 million won.
On the 19th, Bupyeong-gu held the ¡°Bupyeong-gu Small and Medium Business Development Fund Deliberation Committee¡± in the situation room of the ward office and decided on a deliberation with the above contents.
At this meeting, Bupyeong-gu decided on a loan of 10 billion won to stabilize the management of SMEs and a loan of 2 billion won to increase the self-sustainability of small business owners, and deliberated on secondary preservation interest rates and loan conditions for SMEs.
The interest rate for preserving the interest difference determined at the deliberation ranges from 1.5 to 2.5% depending on the conditions, and in response to the stipulation of the Ministry of Small and Medium Venture Businesses, it is decided to support 2% for materials and parts specialized companies and social enterprises certified by the Ministry of Trade, Industry and Energy .
In addition, it was decided to provide preferential support for companies that move their headquarters and factories to Bupyeong-gu from other regions, or start business establishments, with 2.3% or 2.5% of sales based on 1 billion won.
Additional preferential support is provided for companies that have suffered disasters such as damage from Corona 19, companies that employ Bupyeong-gu residents, long-lived companies that have run factories in Bupyeong-gu for a long time, companies that employ seniors aged 65 years or older, and companies that donate a certain amount. It is a policy to do.
In particular, preferential conditions have been established for companies residing in the knowledge industry center to extend the loan period for five years.
In addition, 3% of secondary preservation is supported to create stable management conditions for small business owners in Bupyeong-gu due to Corona 19, and it is possible to pay off in installments of 3 years, 1 year, 2 years, 4 times.
At this deliberation committee, it was suggested that active support, such as expanding the scale of loans and easing standards, is needed to respond to the worsening economic situation caused by the spread of Corona 19, attract excellent companies, and create a good business environment.
Bupyeong-gu decided to discuss the opinions gathered at this council again in the second half after watching the trends in the first half.
A member of the committee who attended the meeting said, ¡°There are many companies that have not yet come into contact with the various support systems of the city,¡± and said, ¡°More active publicity is needed.¡±
Kim Sang-seop, deputy head of Bupyeong-gu, said, "It is a difficult situation, but we will do our best to help small and medium-sized businesses and small businesses."